Bangladeshi Muslims torch Buddhist temples, homes

COX'S BAZAR, Bangladesh (AP) ? Thousands of Bangladeshi Muslims set fire to at least 10 Buddhist temples and 40 homes in anger over a Facebook photo of a burned Quran before authorities restored order.

The situation was under control Sunday afternoon after extra security officers were deployed and the government banned public gatherings in the troubled areas near the southern border with Myanmar, said Nojibul Islam, a police chief in the coastal district of Cox's Bazar.

He said at least 20 people were injured in the attacks that started late Saturday after a photo of a burned copy of the Muslim holy book was posted on Facebook. The rioters blamed the photo on a local Buddhist boy, though it was not immediately clear if he actually posted the photo.

Bangladesh's popular English-language Daily Star newspaper quoted the boy as saying that the photo was mistakenly tagged on his Facebook profile. The newspaper reported that soon after the violence started, the boy's Facebook account was closed and police escorted him and his mother to safety.

Joinul Bari, chief government administrator in Cox's Bazar district, said authorities detained the boy's parents and were investigating.

Buddhists make up less than 1 percent of Muslim-majority Bangladesh's 150 million people.

The Bangladeshi violence follows protests that erupted in Muslim countries over the past month after a low-budget film, "Innocence of Muslims," produced by a U.S. citizen denigrated the Prophet Muhammad by portraying Islam's holiest figure as a fraud, womanizer and child molester.

Some two dozen demonstrators have been killed in protests that attacked symbols of U.S. and the West, including diplomatic compounds.

Source: http://news.yahoo.com/bangladeshi-muslims-torch-buddhist-temples-homes-020258566.html

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The gray wardens are recruiting, will you be one of them. Play through the story of dragon age origins, but with others as well. (spots open)

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Franciscan University of Steubenville to recognize eight alumni

STEUBENVILLE - Eight Franciscan University of Steubenville alumni will be honored at the annual Alumni Awards Banquet and Ceremony slated for Friday in the J.C. Williams Center.

A pre-dinner reception begins in the Atrium at 6 p.m., followed by the banquet dinner and ceremony at 7 p.m. in the Tony and Nina Gentile Gallery.

The event recognizes the professional achievements and service to the church and society of Franciscan alumni for many decades.

The university has announced this year's recipients are:

The Rev. Joseph Meagher, Class of 1984, who is receiving the Bishop John King Mussio Award for his service to the Archdiocese of Newark, his involvement in the Pro-Life movement and his ministry to young adults and diocesan seminarians.

Mary Grace (Kniola) Landrum, Class of 1972, who is receiving the Dr. John J. Carrigg Award for her work with youth of Texas as a teacher and special education specialist and for launching her own consulting company to train educational leaders.

John Henricks, Class of 1991, who is receiving the Alumni Citizenship Award for his work in the public square as past director of government relations for the Family Research Council, and currently in the same position for the U.S. Conference of Catholic Bishops.

Bobby Aborn, Class of 2012, and Christi Aborn, Class of 2009, who are receiving the Rose M. DeFede Faithful Franciscan Award for their service to Franciscan University of Steubenville students by acting as household coordinators, mission trip coordinators, marriage preparation assistants, athletic coaches and hosts of the Dinner for Twelve Strangers.

Dr. Adam Berman, Class of 1994, who is receiving the Father Dan Egan Award for his work as an expert cardiologist specializing in complex arrhythmia ablation, and for medical research he is conducting in conjunction with two leading medical centers.

Michael Kehoe, Class of 1968, who is receiving the professor Edward J. Kelly Award for his work in the telecommunications industry, rising to executive levels with AT&T, as well as his involvement with numerous civic, educational, and charitable boards such as the Center for Corporate Citizenship at Boston College.

Nate Pollock, Class of 1999, who is receiving the Outstanding Young Alumni Award for graduating at the top of his class from the University of Notre Dame Law School, going on to a successful career in the Civil Rights Division of the U.S. Department of Justice and authoring numerous legal briefs, two of which have reached the U.S. Supreme Court.

The event costs $30 a person for the reception and dinner, or $10 for the reception alone.

RSVP online at www.franciscan.edu/alumni.

Source: http://www.weirtondailytimes.com/page/content.detail/id/588754.html

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Facebook Shares Jump More Than 6% After Gifts Launch. (Hooray For New Revenue Streams.)

Well, Facebook shareholders sure like the sound of Gifts. Around Wall Street's close yesterday, the company launched a much anticipated e-commerce initiative that lets Facebook users send real, physical gifts to friends and family on birthdays and special events like engagements and weddings. It gives the company a third business model beyond advertising and payments revenue. Shares have jumped by 6.6 percent today to $21.66. So what could Gifts mean for Facebook's bottom line? Let's do some guesswork.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/6S65vx6vimk/

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Vice President Biden Campaigns in Florida

Vice President Joe Biden continues his tour through Florida with an event in Fort Myers on Saturday.? He postponed his visit to the state in August because of Hurricaine Issac.?

During the?event, which will be held at the Wa-Ke Hatchee Park Recreation Center, Vice President Biden discusses the Administration's plan to "continue to restore middle-class security by investing in the things we need to create jobs and grow our economy over the long term, like education, energy, innovation, and infrastructure."?

Both campaigns have been in the state on a regular basis: President & First Lady Obama were both in the state last week, as was Republican presidential candidate Mitt Romney.?

Updated: 4 hr., 45 min. ago

Source: http://www.c-span.org/Events/Vice-President-Biden-Campaigns-in-Florida/10737434485/

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Best Post-Senate Debate Facebook Comment About Tommy Thompson

One Detractor's Comment Worth Repeating

I get heckled by right-wing trolls, but enjoyed this recent comment about Walker's troubles: "Jimbo, I'll give you credit; you are like the mosquitoes in Alaska, you never go away."

James Rowen's Biography

James Rowen, a writer and consultant, worked for newspapers, and as the senior Mayoral staffer, in Madison and Milwaukee, WI. This blog began on 2/2/ 2007.

Source: http://thepoliticalenvironment.blogspot.com/2012/09/best-post-senate-debate-facebook.html

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US consumers more confident in September

WASHINGTON (AP) ? Higher stock prices and rising home values boosted a measure of consumer confidence in September to its second-highest level in nearly five years.

The University of Michigan's index of consumer sentiment rose to 78.3 this month from 74.3 in August. That's just below May's reading of 79.3, which was the highest since January 2008.

Americans were also more optimistic about future jobs prospects, the survey found. And the number of consumers who expect the economy to keep growing is double the number of those who expect a decline.

The report echoes a survey released Tuesday by the Conference Board that also found a jump in confidence.

But the brighter outlook hasn't yet translated into more spending. Adjusted for inflation, consumer spending barely grew in August, the Commerce Department said Friday.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-09-28-US-Consumer-Sentiment/id-0e48ced9ee1a48f3b1b9c7c0f46f4ab9

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Is Giving Birth Easier for Other Animals?

Is giving birth easier for nonhuman animals?

Photograph by Yoshikazu Tsuno/AFP/Getty Images.

A new video showing a dolphin giving birth has been called ?a balm? for animal lovers grieving over the baby panda who recently died at the National Zoo. The Los Angeles Times noted that ?the newborn dolphin appeared healthy, lively and playful after it emerged? while one of her caretakers complimented the mother?s ?calm, relaxed nature throughout the whole entire situation.? Is giving birth easier for nonhuman animals?

It depends on the animal. While the combination of long labor times, big infant heads, and narrow maternal hips is often cited as a particular challenge for human mothers, some other mammals face difficulties that may be just as painful. One factor that can make labor more challenging is the size of the fetus relative to the mother. If a 140-pound mother gives birth to a 7-pound infant, then that infant represents about 5 percent of her body weight. On the other hand, when a 1,000-pound horse gives birth to a 100-pound foal, that foal represents 10 percent of her body weight, or twice as much. It?s impossible to quantify exactly how much pain this causes, but giving birth to larger offspring tends to be more dangerous and to result in more tearing. For other animals, the size of the offspring isn?t as big a problem. Litter-bearing species pass more offspring, but each infant tends to be pretty small. In pigs, a full-size sow might weigh 600 to 800 pounds, but her piglets might weigh only about 1 pound, or less than 1 percent of her weight.

Most nonhuman mammals tend to hide while giving birth, presumably to avoid attracting predators during their time of highest vulnerability. But while they may keep their pain more private, it?s known that many animals show some signs of pain and distress. During labor, horses sometimes sweat, llamas and alpacas bellow or hum in a way similar to when they are injured, and many animals become more aggressive. Veterinarians recommend that you exercise caution when approaching an animal in labor, as she may lash out. Even with poultry, facial expressions change when they?re laying eggs, though it?s unclear exactly what they?re feeling.

Labor times for other animals tend to be much shorter than for humans. It can take more than 24 hours for a woman to give birth, but dogs go through labor in about an hour. Cattle take about two to three hours. Horses can give birth within 30 minutes, but with great force; if the foal isn?t positioned correctly, the uterus may rupture.

When it comes to the relative size of newborn craniums, humans are not unrivaled. While most apes have ample pelvises for bearing their offspring, many other primates are not so lucky. Squirrel monkey infants have such large heads compared to the size of their mothers? pelvises that they face a very high rate of birth complications.

Perhaps the most horrifying birth is that of the spotted hyena. Females of this species give birth through a narrow, penis-like, enlarged clitoris. Their offspring emerge from this unusual birthing organ, almost indistinguishable from the male penis of the species, after 120 days of gestation. This unusually long period of development for a predator results in offspring that are comparatively large and fully ready to kill, with their sharp teeth completely emerged through the gums. The penis-like genitalia often rip open during the process of giving birth, which can be deadly for both the mothers and their cubs. One scientist has estimated that up to 18 percent of first-time mothers die.

Got a question about today?s news??Ask the Explainer.

Explainer thanks David Haig of Harvard University, Michelle Kutzler of Oregon State University, and Karen Rosenberg of the University of Delaware.

Source: http://feeds.slate.com/click.phdo?i=e1f2ace574238e5b9b29f726a25ca43d

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It's Not Just Samsung Phones: How to Check If Your Android Device Is Vulnerable to The Remote Wipe Hack [Security]

As you may have heard by now, a serious security vulnerability was recently discovered that could wipe everything off of some Samsung phones. Although Samsung issued a patch for the Galaxy S III, it turns out it's not just Samsung devices that are affected. Here's how to find out if your Android device is vulnerable.

TV editor and geek Dylan Reeve explains in detail how the remote USSD attack works. Essentially, some phones support special dial codes called USSDs (e.g., dialing *#06# to display the phone's IMEI number). Through malicious links in a website, SMS, NFC beam or QR code, hackers can perform a factory reset on your phone, lock the SIM card, and more?without warning.

If you have a Samsung Galaxy S III, update your device, because Samsung has issued a patch for this. The company is apparently working on fixes for its other TouchWiz devices, but in the meantime Samsung device owners might be able to avoid the vulnerability by switching off Samsung's Service Loading feature under settings.

Reeve has put together a web page where you can check if your phone is vulnerable to this remote wipe threat: http://dylanreeve.com/phone.php. Visit that page on your Android device, and if your phone is vulnerable, you'll immediately see your phone's IMEI number pop up.

I confirmed this with my Samsung Galaxy S II and an HTC Sensation. Other phones that appear to be affected include the HTC One X, Motorola Defy, Sony Experia Active, Sony Xperia Arc S, and the HTC Desire.

If you are vulnerable, you should look for the latest updates for your device. (You can force your device to check ahead of schedule.) Reeve also suggests you install another dialer, such as Dialer One so that a "Complete action using" prompt will show up if a website tries to hack your device. Other advice from users at XDA Developers is to use an alternative browser other than the stock one.

Two apps have also been developed to protect against the vulnerability: Auto-reset blocker and TelStop.

Finally, as always, avoid clicking on any unknown links.

USSD Exploit Test | Dylan Reeve via The Next Web

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/1bAoEmiP4R0/check-if-your-android-device-is-vulnerable-to-the-remote-wipe-hack

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Why You Should Have CPanel As Part of Your Respective Internet ...

Posted by marlenaraimo758 on Sep 27, 2012 in ANIMAL | Comments Off

Internet site proprietors trying to get most appropriate net internet hosting online websites could uncover a variety of however it is kind of tricky to decide a particular as each and every host make tall statements and features of very best companies. A single can-t decide the credibility of the internet hosting company supplier by checking out its web-site. But a person could generate an option immediately following evaluating website pages of various hosts. A real comparison could aid you identify the host that satisfies in your wants and matches into your pocket.

In case you are pondering you would want to check varied internet hosts by yourself you then are appropriate. Get leading position internet hosting products and services suppliers and produce a comparison in between their companies. Otherwise you can find a readymade comparison on the net. There is internet sites that supply reliable and genuine comparison concerning most widely used word wide web hosts.

One other route to hunt for most popular net internet hosting internet sites is reading through users? critiques on a range of internet hosting program companies. There?s a lot of web site internet hosting online businesses and you also basically won?t be able to always keep traveling to their web-sites because it may be wastage of time. You will need to are aware that the webpages of various hosts would only let you know regarding their pros and practical benefits. Website hosts may not be heading to inform their negatives on their online resources.

Users? assessments of varied internet hosting provider suppliers would let you know both of those the benefits and drawbacks for the online hosts; you could possibly check out approaching for internet hosting your internet site. Set aim on destructive ratings and find out the good critical reviews to search for the constructive facets of internet hosting provider companies. Get favorable critical reviews critically since they could possibly be authored by world-wide-web hosts their selves. Preferably you really should go to a dependable evaluation web page that publishes opinions authored by authentic customers.

Your internet business enterprise desires an outstanding host which provides greatest uptime, knowledge backup, endless space for storing and it has spam blocker. Take a look at most useful web site internet hosting online sites delivered by Google so you would identify any internet site a lot better than other. Web-site will work being an by going online office environment as well as a website host would explain to about its good qualities on its websites. If you would like to be aware of both equally drawbacks and downsides of standard web site hosts then you certainly should look and feel users? opinions of world wide web internet hosting provider suppliers.

Finding most useful internet internet hosting webpages online is very simple as being the Google would counsel you an under no circumstances ending checklist of websites however, you simply just are not able to acquire research motor rankings as dependability. It?s good to create a mindful difference amongst completely different online hosts to decide on the highest quality.

About Writer

Bergene Henry is definitely an skilled and really expert web site learn that is perfectly informed of various crucial elements of word wide web planning. The creator also carries a wonderful data about numerous prime notch word wide web internet hosting support providers.To learn more make sure you see most appropriate net internet hosting online websites and low cost online site internet hosting.

Remember to explore to Devoted Different Kinds Of Competitively Priced Web Hosting Solutions if you happen to necessitate more details concerning the matter. (28)

Source: http://funclub24.com/2012/09/27/why-you-should-have-cpanel-as-part-of-your-respective-internet-hosting-treatment/

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FBI agents keep out of Benghazi

In a statement from the Office of the Director of National Intelligence, officials said they are revising their initial assessment of the attack in Benghazi to reflect new information indicating that it was a "deliberate and organized terrorist attack carried out by extremists." NBC's Pete Williams reports.

By The Associated Press

For security reasons, FBI agents are staying away from the Libyan city where a U.S. ambassador and three other Americans were killed, two law enforcement officials said Friday.

The officials say the bureau is not going to put agents in harm's way and that the city of Benghazi must be made secure before the FBI sends investigators there.

The officials demanded anonymity because they are not authorized to speak on the record about an ongoing investigation.

FBI agents were sent to Libya last week to look into the Sept. 11 attack that killed Ambassador Chris Stevens, a State Department computer expert and two former U.S. Navy Seals.

Terrorist groups in Libya tried to coalesce in month leading to consulate attack, officials say

At FBI headquarters Friday, spokesman Paul Bresson said "we are moving forward with our investigation," but Bresson declined to comment on the specific location of the agents.

Several questions still remain as to why top U.S. officials offered the wrong initial assessment of the Benghazi attacks that killed four Americans. Was there a cover-up? Or were they trying to avoid acknowledging mistakes so close to the presidential election? The Obama administration has denied any wrongdoing. NBC's Andrea Mitchell reports.

Separately, the State Department is further reducing the U.S. Embassy staff in Tripoli for security reasons. The embassy warned Americans of possible demonstrations in the capital and Benghazi on Friday.

On Thursday, Libya's leader said his government had disbanded about 10 militia groups and will continue to take action against Muslim extremists.

President Mohammed el-Megarif said the attack on the U.S. Consulate earlier this month that killed the four Americans was a final straw. He did not say when the militias were disbanded, or how many remain.

More world stories from NBC News:

Follow World News from NBCNews.com on Twitter and Facebook

? 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://worldnews.nbcnews.com/_news/2012/09/28/14139879-fbi-agents-keep-out-of-benghazi?lite

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8 Free Light Weight Antivirus Programs Worth Trying

There are plenty of free anti-virus programs available such as Avast, AVG, BitDefender or Comodo however the below list mentions some of the light weight free anti-virus programs that requires less space & less memory and does not slow down your computer.

ZenOK antivirus is free full featured ultra-light security application that scan files in real-time, gives online protection, anti-spyware,anti-adware, anti online banking trojan features and uses 0.1% of your system resources. It also provide online data backup. The app has got beautiful & colorful interface and at the same time effective protection for your computer.

ESET for home users is a lightweight and hassle-free internet security solution for your system with features of antivirus, antispyware, firewall, anti-rootkit and antispam capabilities, its uses ?cloud? power which means that virus signature files are stored in the clouds and not on individual users computer machines. It has?multiple layers of detection to keep out threats and block all potential vulnerabilities while you engage in work, social networking, play online games or exchange data via removable devices etc.

ESET also have other free security and antivirus tools for downloads such as ESET NOD32 Antivirus, Cybersecurity, NOD32 Antivirus for Linux Desktop and for mobile security you can find them all here.

DigitalDefender free version is also ultra light weight, easy to use, extremely fast, gives real-time protection and a anti-virus program that never slow down your computer. The program is designed for both beginner and experienced computer users thus GUI of DigitalDefender is very easy to use, simple & minimalist.

DigitalDefender supports Windows 7, Vista and XP and it is free for non-commercial users i.e. for home users only.

Microsoft Security Essentials is a free anti-virus program for Windows vista/7 users and to guard their PCs/ laptops against viruses, spyware, and other harmful software. It provides real-time protection with auto updates & scan features for your home or small business systems.

MSE is available for small businesses with up to 10 PCs and if you exceed this figure, you can have protection with Microsoft System Center 2012 Endpoint Protection, which is a paid version however after few days of free trial .

If you are looking for best basic protection for your PC that eats less of you PCs RAM & system resource than this is one of the best entry-level antivirus software that eliminates many forms of malware, virus,worms, trojans, rootkits etc in minimum user intervention yet manage vulnerabilities effectively. Apart from free version even its premium version which is paid is worth buying at very cheap price of just USD $17 approx. (873 INR). Its one of the best antivirus software in terms of ease of use and fast scans for free version and value-for-money for premium version.

Zillya free version of Antivirus is also light weight and gives real-time check of files and mail messages, it also protect its users from harmful malicious websites by blocking user from accessing them. It has simple and user friendly interface.

Zillya uses Unique Heuristic Algorithms which actually uses typical malware behavior patters to detect new and unknown malware that was not yet processed by virus lab and yet to be added to virus database, this helps program to deal with the newest variants of malware.

?

?

ClamWin is an Open Source free antivirus & security program for all Windows platform, it comes with an easy installer and open source code under GPL (General Public License) and offers high detection rates for viruses and spyware, standalone virus scanner and an add-in for Outlook mail attachment virus scan.

However, disadvantage of using ClamWin as?Free Antivirus ?is that it?is not?recognized?by Windows Security Centre as it?does not scan files automatically (that is when you access or open a file), you need to scan a suspicious file manually before opening it.??On other hand if you use MS Outlook email client (not Outlook Express) then all emails are scanned automatically when you open them.

?

Immunet (Free version) is also a cloud-powered free community-driven antivirus application powered by open source ClamAV engine designed for detecting trojans, viruses, malware and other malicious threats. Immunet is small and take less space on disk (~10MB ) unlike to other antiVirus software and its fast, free, offers up-to-date protection against thousands of new threats on daily basis. Being community driven antivirus means ? once a virus is detected and blocked for one user, all other Immunet users receive the same protection, almost instantly.

In year 2011 Immunet has been acquired by Sourcefire, a network security hardware and software.

Source: http://www.indianweb2.com/2012/09/8-free-light-weight-antivirus-programs-worth-trying/

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George W. Bush will give a keynote speech on investing in the ...

Former president George W. Bush isn?t exactly doing Mitt Romney any favors on the messaging front. As the current face of the Republican party, Mitt?s single biggest challenge has been distancing himself from his image as a business tycoon who got rich by outsourcing American jobs and then keeping big chunks of his fortune in Swiss bank accounts and invested in the Cayman Islands.

On election week, George W. will rub the sketchy Cayman Islands playboy image right in Mitt?s face.

BuzzFeed points out that W. will give the keynote address to the Cayman Islands Alternative Investment Summit, which goes down on Grand Cayman Island November 1-2, less than a week before the presidential election. The other keynote speaker will be the UK?s most famous billionaire playboy, Virgin?s Richard Branson, who owns his very own island not so far from Grand Cayman.

The Summit?s site says the event ?will bring together the world?s leading institutional investors, fund managers, academics, economists and regulators in the Cayman Islands?the world?s leading domicile for investment funds?to discuss and debate the fundamentals of a vibrant future for the alternative investments industry.?

To most Americans, this is a pretty simple equation: ?Cayman Islands? + ?alternative investments? = ?sketchy.?

George W?s Cayman keynote is just the latest in a long string of reminders about Romney?s ultra-rich status and possibly sketchy behavior? and he?s not getting a lot of help from the people around him.

Just last week former GOP candidate Tim Pawlenty left Rommey?s campaign in a high-profile departure to become a lobbyist for the banking industry, and promptly said that banks should just be allowed to regulate themselves. Last week Romney released his 2011 tax returns which showed him paying a 14% tax rate, and if the hackers who claim to have stolen his earlier records weren?t bluffing and haven?t been paid a ransom, they may release even more of Romney?s returns tomorrow.

Accidental or not, somehow the messaging around Mitt?s millions seem to be the most consistent the GOP is able to construct around Romney.

Source: http://www.deathandtaxesmag.com/189089/george-w-bush-will-give-a-keynote-speech-on-investing-in-the-cayman-islands-right-before-the-election/

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Avalanna Routh, Known As 'Mrs. Justin Bieber' Loses Battle With ...

BOSTON (CBS) ? A 6-year-old Merrimac girl battling brain cancer who captured the hearts of many and became known as Justin Bieber?s wife has passed away.

Avalanna Routh made headlines back in February after meeting her ?husband.?

Bieber reacted to the news on Twitter.

?RIP Avalanna. i love you,? he also wrote.

Bieber heard the story of how doctors and nurses at Dana-Farber set up a wedding for Avalanna at a Jimmy Fund event. There were flowers, a guitarist, and even a life-sized Bieber poster at the ceremony.

Bieber then flew Avalanna and her family to New York to arrange their Valentine?s Day date.

After the date, Bieber tweeted about meeting Avalanna saying:

?that was one of the best things i have ever done. she was AWESOME! Feeling really inspired now! #MrsBieber?

Avalanna was battling AT/RT, an atypical teratoid rhabdoid tumor. It is a very rare form of brain cancer. Because less than 30 new cases of AT/RT are diagnosed in the U.S. each year, it is very difficult to acquire grant money for research.

Her family announced her passing on their Twitter page Wednesday morning:

?Our darling Avalanna went to Heaven this morning. Oh Avalanna, the brightest star ? you took our hearts with you, our greatest Love;( ?

Dana-Farber released this statement afterwards.

?We are saddened by the passing of Avalanna Routh. She was a very courageous young person who lived her life with grace and determination. By generously sharing her story, she raised awareness worldwide about atypical teratoid rhabdoid tumors and articulated the need for greater research of this rare cancer. Our thoughts are with her family.?

Watch Avalanna?s story from the 2012 Stand Up To Cancer telecast

There is currently no known cure for AT/RT.

If you?d like to donate to AT/RT research, visit cureatrt.org.

Source: http://boston.cbslocal.com/2012/09/26/merrimac-girl-known-as-mrs-justin-bieber-loses-battle-with-brain-cancer/

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Gold, Silver Sustain Growth; Platinum, Palladium slide

Gold and silver remained upbeat following the expected adoption of quantitative easing measures by the US Federal Reserve in the next few weeks. Meanwhile, platinum and palladium were in the red for the first time in 3 weeks as the employment situation in South African mines continues to remain unsolved.

Gold, silver continue gains; platinum, palladium fall¹

The gold spot continued its current streak of net positive weekly gains as it closed Friday?s trading session up 0.27 percent for the week. Friday?s final close pegged the price at $1,773.20, slightly down from its weekly high of $1,786.70 reached mid-Friday. The yellow metal?s rally this week was driven by modest weakness in the US greenback which fell by 0.3 percent versus multiple foreign currencies on the FOREX market.

Silver also rallied to close with positive gains posting 0.32 percent growth for the week. The current trading level of silver after 5 consecutive weeks of growth now approaches its 2012 high of $35.41 achieved in late February. Overall, silver is up 18.50 percent for the year and current economic indicators all point to a continued surge that is expected to challenge its 12-month high of $43.25 reached September of last year.

Meanwhile, platinum and palladium price bubble finally burst last week ending a 3-week stretch of consecutive gains. For the week, the platinum spot fell 3.55 percent to close at $1,632 while palladium also fell 2.48 percent to end the week at $669 per ounce.

Precious metal ETFs mirror spot

The precious metals ETF market sustained its 6-week growth by continuing to post positive numbers this week. For gold-based ETFs, Market Vectors Gold Miners ETF (GDX) led the way with a 1.71 percent gain, challenging its 8-month high of $55.89 set in early March. Other gold-based precious metals ETFs also followed suit with SPDR Gold Shares (GLD) posting an in-week growth of 0.92 percent and iShares Gold Trust (IAU) recording a 0.94 percent growth to close at $17.27 for the week.

On the flip side, Direxion Daily Gold Miners Bear 3X (DUST) continued its long slide, now down to $22.61 as gold maintains a bullish outlook towards the end of the year. DUST belongs to a unique class of ETFs set up to mirror the inverse performance of a pre-determined index (bear), in this case the NYSE Arca Gold Miners Index.

Silver ETFs also posted positive numbers for the week with iShares Silver Trust (SLV) gaining 1.49 percent and ProShares Ultra Silver (AGQ) up 2.90 percent from a week ago.

Platinum and palladium ETFs mirrored the performance of the spot posting losses for the first time in 3 weeks. ETFS Physical Platinum Shares (PPLT) lost 1.75 percent in this week?s trading while ETFS Physical Palladium Shares (PALL) also dropped 1.17 percent to follow the platinum and palladium spot slide respectively.

All green for precious metal futures contracts

The gold, silver, platinum and palladium futures market remain bullish despite the slide seen in platinum and palladium. COMEX contracts expiring at the end of the year and early next year are still forecasted as strong ?buys? as investors expect QE3 measures to pick-up the market in the next few weeks.

Gold, silver shares outpace spot

Notable gold and silver assets show no signs of slowing down as key equities continued to deliver in this week?s trading. Rangold Resources Limited (GOLD) and Barrick Gold (ABX) led the way for gold equities posting 2.02 percent and 1.64 percent gains respectively. Kinross Gold (KGC) also performed well at 1.37 percent clearly putting its reduced production forecast for Q3 in the year-view mirror. Silver Wheaton?s SLW stock also gained 2.54 percent to close the week at a 12-month high of $39.91 per share.

Continuing conflicts over job benefits in South Africa?s platinum and palladium mines led to significant stock losses for Anglo-American Platinum Limited (AGPPY) and Anglo-American PLC (AUKKY) this week. AGPPY slid 5.63 percent for the week followed closely by AAUKY?s 4.51 percent loss. South African-based mines have been seeing an increase in worker protests over workplace benefits leading to temporary closure of multiple mines in the country. This week, Anglo American Platinum re-opened one of its mines in Rustenburg but only 20% of the workers reported for work highlighting the fact that little headway has been made in resolving employee displeasures over certain company policies.

Source: http://www.tradepreciousmetals.com/gold-silver-sustain-growth-platinum-palladium-slide/?utm_source=rss&utm_medium=rss&utm_campaign=gold-silver-sustain-growth-platinum-palladium-slide

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Salmonella sickens 30 in 19 states, peanut butter recalled

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Presenting A Sinnamon Park Of River Hills Dentist - Health & Fitness ...

A parent need to introduce to his kid that a River Hills dentist is actually a person that wants to take care of his enamel. The mother and father need to teach kids the importance of having a healthy gums and teeth. Such objective need to begin with teaching kids with very good hygiene.

More than just having a healthy enamel and gums, the best most explanation why a kid need to take care of his enamel and have regular dental check up is for any much better facial appearance. With healthy enamel and gums, a kid may possibly have tiny or no cavities. No cavities translate to much better seeking smiles that improves the confidence and self-esteem of the kid.

An grownup who takes his kid with him when he visits a Sinnamon Park dentist for any regular check up shows a kid that there?s no explanation for any kid to be scared. A kid need to recognize which you usually do not see a dentist when there?s something incorrect. Alternatively, a kid need to have an understanding of that one explanation why he should pay a visit to a dentist is usually to make sure that there are going to be nothing incorrect together with his enamel and gums.

A parent nonetheless, ought to not give the impact that remedies will not hurt when it really is needed. Some therapy may possibly be uncomfortable in some cases however it will constantly end up in keeping the enamel and gums healthy.

A Sinnamon Park dentist will help the parent in motivating that dental care examinations are needed. The dentist can inform a kid that when he cleans his teeth effectively, he may be healthier. With very good health, he can perform additional enjoyable issues because he will not have cavities which will cause pain. In addition, it really is not overrating to inform the kid will look much better with great enamel.

The dentist can suggest the kid to eat healthy food like vegetables and continue drinking milk to help keep the enamel powerful. The dentist can inform the kid that he can nonetheless eat starchy and sweet food and beverages. Nonetheless, the intake of such food and drink has to be in moderate servings due to the fact extreme intake can cause tooth decay and this really is something the dentist usually do not want to happen.

A parent need to highlight that a Sinnamon Park or River Hills dentist is a person the kid can have confidence in. Just like a doctor, a dentist wants to see a kid completely happy, healthy and never struggling with any dental pain.

Related posts:

1. Visiting The Dentist Is Smart Personal Dental Care
2. Typical Dental Disorders Treated By A Dentist Columbus
3. Dentist Columbus And Solutions To Your Dental Issues
4. Consult Your Tooth Concerns With A Dentist Columbus
5. Dentist Philadelphia Is Certainly Competent And Professional

Source: http://medicact.com/presenting-a-sinnamon-park-of-river-hills-dentist/

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NYT to sell Indeed.com stake for $100M gain

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How To Invest In Real Estate When Everything Else Is Too ...

The most inexpensive property I?ve ever bought was for $16,000.00. It wasn?t in terrible shape, but it did need a good deal of work to get it up to a rent-able standards (about $30,000.00). The most expensive property was over a half-million for an apartment complex which I still own and love dearly.

However, in some areas of the country, those prices are simply not realistic.? In fact, in some areas you can barely buy the lowest-end home for what I purchased my apartment complex for. I am often asked by visitors to my blog who have read my book, ?but what if I can?t find properties as cheap as you do??

It?s a perfectly valid question.? I am located in a very low priced area, but I know that there are some areas where the prices are astronomically high. Many major metropolitan areas such as New York, LA, or Washington DC have prices well above the national average. If you live in an area such as this, this article is for you. I want to just share a few thoughts I have concerning high-priced locations and how you can still invest while living in such a place.

Are You Looking for Homes On Sale?

How much do you pay for a gallon of milk?

$3.00? $4.00? $5.00?? These are all prices I see whenever I shop for milk. However, I never spend more than $2.50.? How is it possible that I can get milk for $2.50 a gallon and others are paying up to double that? It?s because I?m actively looking for a deal. $2.50 a gallon for milk is not normal. It?s a sale.

In the same way, the prices I talk about are not normal.? No one lists a home for $16,000 like the one I mentioned earlier, even in my area. Often times seasoned investors like myself talk about the cheap prices we are getting to make a point (like I?m doing in this very post) ? but remember that those prices are not retail prices.? That home was actually listed at over $30,000 (still a low price, I know) but I knew the seller was desperate and I could solve her problem quickly. I was actively searching for a deal.

Are you actively seeking a deal?

When you pull up your list of nearby homes for sale are your simply looking at the average sale price and trying to compare that with the $16,000 deal I got? You are going to be very disappointed. The average price for a home in my area is over ten times more expensive than what I offered. I?ve only seen a few properties that cheap ? and most have MAJOR problems with them.? The $16,000.00 deal was a special deal. The apartment complex for half a million was also. I only buy special deals. They are not once-in-a-lifetime, but they are also not every-day deals.

I forget now where I heard it (probably the BiggerPockets? forums) but to find a good deal you should look at 100 homes, offer on 10, and only get one offer accepted. This means that only 1% of the deals that look promising actually are.

What does this mean for your business?

It means you need to look at a lot of properties. You can speed up the time by having very defined standards that you follow, but in the end you are simply going to need to look at a lot of properties.

Is The Price Relative?

Let?s go back to that analogy about milk.

In fact, I have a bit of a math problem for you:

When would it be the same for my bottom line to pay $5.00 for milk as $2.50?

The answer, of course, is if I made twice as much money. In other words, if I suddenly made double my income but spent double the amount on milk ? the percentage I?m spending on milk doesn?t change.

This is also true in real estate. A home that sells for $100,000.00 in one area may produce $1000.00 per month in rent. However, that same style house in another area may sell for $300,000.00 ? but the rent may be $3,000.00 per month. It?s all relative. So before you instantly assume you live in an area that is too expensive to invest in, decide first if the math still works.

Often times certain investments are working in your town ? they just are not working at your financial level. Perhaps saving $150,000 is too large of an investment for you. If so, there are always partnerships you can form or wholesaling you can do to still be involved.

I understand, or course, that in some areas a home for $300,000.00 still may only rent for $1000 per month. I understand that in some areas the price relativity between rent and price is out-of-wack.? Sometimes properties are just not worth buying.

What then?

What Is Working In Your Area?

Perhaps your goal is to buy-and-hold single family homes in Manhattan.

I?m sorry ? but it?s probably not going to work out real well for you.

Each area is good at certain things ? but not at everything. If the math doesn?t seem to work on a certain type of investment in your area, perhaps it?s time to consider what is working.

• Would wholesaling commercial properties be a better use of your time?
• What about multifamily properties?
• How about condo conversions?
• Fast food triple-net leases?
• Subsidized low-income housing?

Before blacklisting your entire town, make sure you take time to investigate exactly what your town is good at.? Perhaps you?ll discover a highly profitable investing strategy that your ?expensive town? is excellent at. Check out my list of ?The Top 100 Ways to Make Money In Real Estate? for more ideas.

Have You Checked The Outskirts?

How much do Starbucks? employees make in downtown New York City?

My guess is not a whole lot more than they make in my town.? Simply put ? the large percentage of society who make under $15 an hour still need to live somewhere near those cities.? Baristas are not making six figures (unless you live in Northwest North Dakota) yet still manage to get to work in downtown expensive areas.

How?

In nearly every expensive city there are still pockets of low priced properties.

Have you found these areas?

Don?t get me wrong ? I?m not advocating slum-lording or investing in the ghetto (though, some investors do make good money from these properties ? I steer clear). Location is still key in any real estate investment. I?m referring to the middle-class neighborhoods on the outskirts and in the suburbs. Generally these areas are found twenty to forty miles outside the city center.

Talk with a good real estate agent about these areas. Find the best location with the lowest prices and focus your efforts there.

If still you find that there are no decent locations nearby that you can invest in, perhaps it?s time to look outside your area and look into long-distance investing.

Investing Outside Your Area

One of my favorite Podcasts is the Real Estate Guys Radio Show. Each week, they interview highly successful real estate investors and offer a lot of great advice.? One of the phrases they state often is ?Live Where You Want, Invest Where It Makes Sense.?? I think there is a good amount of truth to that ? but it must be approached with caution.

I included this section last because I don?t want people to jump the gun and start investing thousands of miles away from their home.? When you are first learning the ropes behind real estate investing you will quickly learn that there are a lot of ropes. Sometimes those ropes get tangled and need to be untangled.

No matter how many books you read, forums you ask questions on, consulting you pay for, or blogs you consume ? you will still find there are hurdles you need to overcome. If you immediately begin investing from thousands of miles away, your ability to handle these problems can be severely hampered.

That said, if investing out of the area is the path that makes the most sense to you, be sure to research your market carefully and plan on using excellent property managers. If you are looking to invest in smaller single-family homes, there are turn-key investing companies who specialize in assisting you in investing from a distance. For a great example of a company that is helping many investors across America as well as thousands of BiggerPockets? readers each week, check out Chris Clothier and his company Memphis Invest.

Now It?s Your Turn?

What is your market like?

• Is it low priced, with great cashflow?
• Or is it high priced with no cashflow?
• What about the sub-markets?
• Or different investing strategies?

These are all questions you need to ask yourself when deciding how to move forward with your investing career. Don?t let ?prices are too high? be an excuse for you to continue sitting on your couch each night watching re-runs of Supernatural. Get out there and find some sale prices or find an area where they exist.

DON'T MISS: 10 Criminally Outdated Home Design Features >

Source: http://www.businessinsider.com/how-to-invest-in-real-estate-when-everything-else-is-too-expensive-2012-9

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How Bad Credit Can Stop You From Buying a Home | AOL Real Estate

By Christopher Maag

Melissa was about to try and live the American Dream. Eager to buy a house, she applied for a pre-approved bank loan only to discover that an old unpaid bill that she resolved two years ago is still lingering on her credit report. That's dragging down her score.

And she's getting desperate.

"I can't buy a house without ... these things corrected," she wrote in response to a recent story on Credit.com. "Please, please help!"

Most Americans understand the financial and emotional importance of buying a home. Even though the rate of homeownership has declined from a height of 69.2 percent in 2004 to 65.5 percent in the second quarter of 2012, according to the U.S. Census Bureau, it remains the case that a solid majority of Americans prefer owning a home to renting.

"Traditionally, owning has won out over renting for many reasons," says Gerri Detweiler, Credit.com's consumer credit expert. "Owning a home is still one of the main ways that Americans build wealth over time."

But some credit experts are wondering: What's the rush? At Credit.com, we receive emails, blog comments and forum posts from people with damaged credit scores asking how they can buy a home. And in most cases, the question is asked with a sense of urgency.

Many readers with low credit scores don't just want to buy a home. They want to buy a home now. Steve Campbell, who wrote in August that he and his wife recently filed for Chapter 13 bankruptcy, asked: "Can we buy a home anytime soon?"

But Barry Paperno, a credit expert and Credit.com's community director, wonders whether that's really the right question to be asking. Perhaps a more relevant question, Paperno says, is: "Are you sure that your financial situation will be stable enough to make those monthly payments for the next 30 years?"

Homeownership has many rewards, but consider the risks, Paperno points out. Unlike during the mortgage bubble, buying a home these days usually requires a significant down payment, and owning it may require substantial investments in renovation, maintenance, insurance and property taxes. If a homeowner loses a job or her income goes down, and she finds herself incapable of making those monthly payments, all of the money she's invested could be lost, Paperno says.

In addition, if a renter finds he can no longer pay the rent, he can simply move out, possibly losing his security deposit. But leaving an apartment is rarely an event that's recorded on a consumer's credit report, whereas losing a home to foreclosure causes serious damage to a credit score.

"It can knock more than a hundred points off your score, and you will not be able to get another mortgage for another few years," Paperno says. "If you're buying a house for security, what happens if you lose your job? How secure is it, really?"

Buying a home still makes lots of sense for the average consumer, Paperno and Detweiler agree. But in some cases, consumers with low credit scores might find it makes more sense to put off purchasing, especially if they are getting turned down for loans, or if the interest rate offers they're receiving now seem exorbitantly high.

"If you're willing to wait just a little bit longer, even 18 to 24 months, you can boost your credit, you may be able to get a better rate," Detweiler says.

There is a counterpoint to this argument, however. In today's weak housing market, an interest rate of seven percent might be abnormally high, especially when people with the best credit scores can get interest rates as low as 3.49 percent, according to Freddie Mac's latest report. But Detweiler had great credit when she bought her home in the late 1990s, and her interest rate then was seven percent.

Which is to say that just because you don't qualify for today's record-low interest rates does not necessarily mean that you're getting a bad deal.

"You may have a tradeoff where you're paying more in interest, but you're still taking advantage of lower overall home prices," Detweiler says. "So it still may be a good idea to buy as long as you get into a decent loan for the long term."

Whatever you eventually decide, it may be best to slow the process down and make sure that buying is the right idea for you in the short term, the credit experts say. The American Dream has a strong pull, as do home prices that have lost much of their housing bubble value. But don't let the dream of homeownership make you feel rushed to make a decision that could hurt you for years to come.

"Don't be discouraged," Detweiler says. "If now's not the right time for you to buy, that doesn't mean that you will never own your own home. A couple of years can make a big difference."

See more on Credit.com:
How Much Will One Late Payment Hurt Your Credit Score?
When is Debt Consolidation Legitimate?
The Ultimate Credit Report Cheat Sheet

More on AOL Real Estate:
Find out how to calculate mortgage payments.
Find homes for sale in your area.
Find foreclosures in your area.
Find homes for rent in your area.

Follow us on Twitter at @AOLRealEstate or connect with AOL Real Estate on Facebook.

Source: http://realestate.aol.com/blog/2012/09/25/how-bad-credit-can-stop-you-from-buying-a-home/

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